Today Bank Atlantic biz card shows up in my personal credit report, only on EQ.
anyone ?

I called for my IBERIA app status this afternoon. Regular C/S rep transferred me to underwriting....

Answering machine picked up and "Alicia" asked me to leave my number and she will call me back

Hey, at least I didn't get a busy signal...

jackcrawfish said:UnixLab said:Today Bank Atlantic biz card shows up in my personal credit report, only on EQ.
anyone ?Not for me through CreditSecure this morning.

FROM OP:Barclays advised me that a closed Bank Atlantic card with a balance still owing would report to my personal credit report.Do you carry a balance?
Is your card closed?
Are you late?
Are you OCL?
Are you late on any other Barclays lines?
Are you the only user of the card or are there other authorized users?

Never late. The only user. Do have balance. and yes they closed my card like 5 months ago. Since my 0% term not finish yet, I still pay minimum payment. Just surprises to see it all in a sudden.
Another thing I wonder if that triggers. I do try to apply this card again last week, even my balance on the old one is not payoff yet since there are 2 months to go. And since they have closed my old one, so officially I don't have any BankAtlantic card. I took a shot and see if they will give me another.

LaJollaInvestor said:jackcrawfish said:I called Wachovia
She also said the only bureau they use is EQ


Thanks jack for that data point.


There seem to be fewer FI running anything but EX these days. Good info.

Depends where you live. West coast seems to love EX. NYC area seems to love TU. And the South is all about EQ. Almost nobody pulls EX for folks who live in the South.

jackcrawfish said:I called Wachovia
She also said the only bureau they use is EQ

Wachovia CSRs kick a$$. My wachovia business card pulled TU back in April (I am in NC)

My existing BOA Plat Plus M/C had a 24,100 credit line.

I called this morning and asked them to resume application processing as I had lifted the freeze from my report temporarily.

After 2 transfers, I reached a secured card underwriting area (by mistake, IMO). The person was very helpful and after being on hold with her for 9 minutes, she said, "I don't have access to that information and am waiting for a supervisor review. I'll call you back ASAP so you don't have to hold any longer than you already have. I'll let you know the outcome."

(60 minutes later)

Rep called me and said application is beng forwarded for processing/underwriting.

(120 minutes later)

I received an email stating my application has been processed. I called and discovered that I was approved for $15,000 - They took $14,100 from my existing line in order to approve this new card. I asked for and received $9,000 reallocation from my old Plat Plus M/C to the new Plat Plus M/C (NOTE: rep said it was a different card (Hills Pat something or other)... perhaps it might have been the Pet Rewards card ).

Total new FREE BT available = $24,000!!!

UnixLab said:Today Bank Atlantic biz card shows up in my personal credit report, only on EQ.
anyone ?

My DW had a new card approved but closed upon receiving the card as a course of AA.
This showed on EQ around last weekend, which is about when yours showed.
It says closed upon creditor's request showing only .5k limit.
It's really worrying me as I am preparing for biz AOR.
Is yours current and maybe w/ balance?

jackcrawfish said:misc
- req $7k BT from USBank to checking (I said that i had a LOC balance to payoff)
Do you think the CSRs even care what you are going to do with the money, or record it anywhere? I did my USBank BT on the online application (it offered it after telling me my credit limit, so I knew how much to do) to my FNBODirect savings account. If I had to call and talk to a CSR I would just say I plan to put the money in a savings account for a year.

Edit: seems that [ bullet ] and [ li ] don't work inside quote tags.

The USBank rep was very clear that I could not BT straight to a checking or savings account. I said that I had a line of credit account to payoff:

• ING Direct,fsb
  
• po box 60
  
• St Cloud, MN 55555

As for Citi consolidation, I called the standard 800-950-5114 number... regular rep and everything but like I said, it was her first virgin consolidation journey...

juanglee said:UnixLab said:Today Bank Atlantic biz card shows up in my personal credit report, only on EQ.
anyone ?
My DW had a new card approved but closed upon receiving the card as a course of AA.
This showed on EQ around last weekend, which is about when yours showed.
It says closed upon creditor's request showing only .5k limit.
It's really worrying me as I am preparing for biz AOR.
Is yours current and maybe w/ balance?
Mine does still carry balance while they close it. I was testing to see if they will issue me another one since I am offcially not having a card with them, but I have not pay off the old card yet. It has been over two weeks and so far I receive nothing from them regards to my new application.