Edit

Forums ›
Finance

Jackcrawfish Encore AOR 2.0 | Grouped by Bureau - Experian Frozen - Reward Checking IN USE Archived From: Finance

  • tweet this
  • Post to Facebook
  • Text Only
  • Search this Topic »
  • Classic
alert mods    
   posted: Feb. 22, 2009 @ 8:57p

mrfatwally said:did you have to call any of the credit bureaus to tell them to pick another credit bureau..If you mean, did you have to call any of the credit card companies to tell them to pick another credit bureau, then yes. I tried to get Bank of America to pick another bureau twice (both times were unsucessful). So I unfroze Experian for 7 days to allow them to inquire on EX.


alert mods    
   posted: Feb. 23, 2009 @ 11:49p

I have officially resorted to reward checking accounts... Tis a sad day indeed...I once renounced the use of them last September but have since been convinced otherwise.

A sample history from my most recent 5 days history:

02/23/2009DebitID#060466DEMOCRACYI NACTION.ORG, 202-5582808, DC.    ($1.00)  $26,032.03
02/20/2009DebitID#812880AIDS RSRCH ALLNCE, 310-358-2423, CA.        ($1.00)  $26,033.03
02/20/2009DebitID#390043ST JUDE RESEARCH HOSPITAL, 800-8226344, TN. ($1.00)  $26,034.03
02/19/2009DebitID#225285NETWORK FOR GOOD, 888-2847978, MD.          ($1.00)  $26,035.03
02/19/2009DebitID#449552AMERICAN DIABETES ASSOCIA, 703-5491500, VA. ($1.00)  $26,036.03
02/19/2009DebitID#202990ALLIANCE DEFENSE FUND, 480-444-0020, AZ.    ($1.00)  $26,037.03
02/19/2009DebitID#237993GROUNDSPRI NG.ORG, 888-284-7978, CA.        ($1.00)  $26,038.03
02/19/2009DebitID#237993GROUNDSPRI NG.ORG, 888-284-7978, CA.        ($1.00)  $26,039.03
02/19/2009DebitID#237993GROUNDSPRI NG.ORG, 888-284-7978, CA.        ($1.00)  $26,040.03

I am using Community Bank of Pleasant Hill, Evantage Bank, I just applied for Bank West located in Iowa.

Between those 3 accounts, I can stash $100,000 safely with a return in excess of 5% (as of today's rates anyway).


alert mods    
   posted: Feb. 24, 2009 @ 7:42a

it had to happen eventually....a small inconvenience for twice what a HYSA pays.

sure hope these rates last! a bank down the street offers 5.51% up to 25k, and no limit on number of accounts (i'm up to 4)....takes a little time each month to do the transactions, but for several thousand dollars yearly, it's obviously worth it.


 Close

Sign Me In
Nickname: 
Password: 
Remember My Login Information:

Forget your login information?

Not Already A Member?
Sign Up Now!


Disclaimer: By providing links to other sites, FatWallet.com does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to FatWallet.com.


While FatWallet makes every effort to post correct information, offers are subject to change without notice.
Some exclusions may apply based upon merchant policies.
© 1999-2009