Mike...
Any word on 5/3 Business card? I'm looking to do a mini-biz-o-rama and I see on their site that you have to call in to apply. Was it a fairly brief interview? Looking for some good biz 0% cards and the 12 month/no fee offer looks good on this one.

Mike, in case you still hadn't heard about your BOA Platinum Plus, I applied using your link (thank you) and even though I've yet to hear from them either, the card showed up online with my other accounts a couple days after I submitted my app. I see you have another BOA card so if you're as impatient as me you might want to login and check. I called them and reallocated a chunk of credit from my other card, plus they did the no fee BT right into my checking acct, couldn't be easier!

PolarDude said:the 5th 3rd is only available in certain states, but there are cobranded banks that offer a 5th 3rd serviced card nationwide.

do you have a list?

EDIT:

google is my friend

MikeR397 said:FYI - I cancelled my Advanta card less than 2 weeks ago and applied for a new one yesterday (to escape their one card rule), and got an email that I was approved this morning . No word on the CL yet. Pretty good fact, given thier 15 mo BT offer.

Does anyone know if you already had a Bank Atlantic biz card, do you need to close it before reapply or you can just apply for 2nd one and merge CL later?

For those of you done AOR biz with 15 mon. term, do you in a hurry to pay it off when you pay your personal card off when 12 mon. term is up and ready for next round? Since it pulls personal credit report, can I assume it won't affect my next round AOR for biz and take the full advantage of 15 months?

Thanks glxpass.

for example, You do AOR on both personal and Biz 12 months ago. you got Bank Atlantic 0% for 15mon. Now, 12 months later, you have paid off all your personal card "debt" from AOR and ready to go on another AOR. Should I pay off the rest balance on Bank Atlantic before you start the new combined AOR even they are 3 more months to go. Or you can start AOR without pay off Bank Atlantic debt and it won't affect your new biz card application.

And I am also curious about if anyone who currently have Bank Atlantic biz try to get the same card for 2nd time without cancel the old card.

Just got back from Vegas. Up $1,000 on $5 blackjack tables, which includes the last night of 13 hours straight with a $510 profit . Nothing like a free trip to Vegas. (O ya, and also up about 100 free premium drinks)

Good news so far with respect to most card decisions...I'll post more updates when I have time at work tomorrow.

Potentially very bad news...just called citi to consolidate to my CashRewards card and was told that card was reviewed this morning and cancelled becuase "I have too much open credit." I told the account manager that made absolutely no sense to me and politely asked it to be reopened. He agreed that he didn't see why it was closed and said he was almost certain he would get it reopened within 24 hours for me and gave me a number to call back. I'd give it less than 50/50 chance, but I'm really hoping this won't be another extreme example of Citi AA. I've never had any AA from them before, and I use their cards as a daily spenders for the last 5 years also.

jackcrawfish said:jackcrawfish said:I expect 30+ green for you on this one.It's official... 31 positive and the ever negative poo = 30 green for your thread, Mike.

Will you apply for a WAMU account (after logging in to see offer)?Nope, not going to do the WAMU card. I only have a $2k limit with them right now, so not going to bother with it. I've got some AA from citi, they closed my most prized possession (Cash Rewards card), and I'm very busy fighting that right now unfortunately. They have also closed this card for my sister after giving her a $25k limit. So very upset about these matters. I'll post back with details.

MikeR397 said:O ya, and also up about 100 free premium drinks


you did not tip? no wonder US economy is going under...

Getting some more status updates. Overall this is looking like sort of a crappy AOR (relatively speaking) for me personally, not that I had the highest of hopes given my short credit history and the current condition of our financial markets. National City denied me becuase I already have a card with them, and they refuse to close it in order to open a new card becuase I also have a lot of new inquiries. They were actually quite mean about the whole ordeal.

US bank wants proof of income for my house becuase my debt to income ratio is not >25% (it is around a healthy 9%), so I'll fax that in and hopefully get approved (they said it can be household income).

I'll still be very happy with this AOR if I can get Citi to reopen my Cash Rewards card. Will call back in a couple hours today to see what they say. I don't really have high hopes for it. I'm still not sure if my other new Citi cards (including the business one) are closed or not. I'm not going to mention them until I get the Cash Rewards situation finalized on way or another.

As for the good news, I got a new $27k of credit from Chase to add to my old $20k of credit, which I can hide as much as I want on the business side.

UnixLab said:

Does anyone know if you already had a Bank Atlantic biz card, do you need to close it before reapply or you can just apply for 2nd one and merge CL later?

Bank Atlantic is based upon your personal SSN. At no time did they ever ask for my company's EIN or other pertinent information like company revenue or income.

To my knowledge, like Advanta, Bank Atlantic only allows one card per SSN.

Given that Bank Atlantic is relatively generous with their credit lines, and flexible when reallocating from personal to business (once you discover the correct phone number to call), I think that closing the account and reapplying would be counterproductive.