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FNBO Platinum Visa - 15 Months 0% On Purchases Archived From: Finance

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Quick Summary is created and edited by users like you... Add FAQ's, Links and other Relevant Information by clicking the edit button in the lower right hand corner of this message.


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A balance transfer fee of 3% of the transaction, with a minimum of $10, will be applied to each balance transfer with this offer.


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motsuka said:A balance transfer fee of 3% of the transaction, with a minimum of $10, will be applied to each balance transfer with this offer.

But the OP states 0% on "Purchases" for 15 months, nothing about balance transfers.


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I dont see any Cash Back on this card? but any 15 month offers are a good deal..I like to use a card like this for purchases on stuff that I dont get 5% on like EDPs...


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are there any 0% non-Citi balance transfer offers out there? I've got a Citi card 0% coming due in August and I'd really like to roll it over but it seems outside of Citi everything's dried up.


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MisterMe said:are there any 0% non-Citi balance transfer offers out there? I've got a Citi card 0% coming due in August and I'd really like to roll it over but it seems outside of Citi everything's dried up.

You "might" find something here (YMMV and good luck).

Looking at the list though, not much to choose from, especially if you are looking for a no fee balance transfer.


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Is there any trick to make balance transfer treated as purchase. Maybe doing it small amount at a time ?


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psu26262 said:Is there any trick to make balance transfer treated as purchase. Maybe doing it small amount at a time ?

No...you have to actually buy stuff with an offer like this...there are some ongoing ways to use it like the 500 in dollar coins that are being offered right now...some bank accounts allow for a small charge with your open deposit but those can be reclassified as cash advances so YMWV...


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psu26262 said:Is there any trick to make balance transfer treated as purchase. Maybe doing it small amount at a time ?

there are some banks that treat initial funding as purchases, but YMMV and I don't recall which (I think I had success with B of A), but it requires you opening a new bank account and probably only funding of small amounts.


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Has anyone applied for this card? Which CRA do they pull from?


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tuffghost said:Has anyone applied for this card? Which CRA do they pull from?

Looking at the pulls database, it looks like EX (or EQ if EX is frozen). Also looks like they're not very generous with the CLs.


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