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Found a goodie credit card. Must add to your AORs.

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Looks like a travel card that collects miles.


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elleve said:mhesidence said:Besides being a no fee BT what's good about this card? Citi Home Rebate and Citi Drivers Edge still have no fee BT. Can you reallocate other citi cards to it? It doesn't count towards your total citibank exposure?

drivers edge and home rebate have a capped fee of 75$. rest of the cards on citi seem to either be uncapped, or 250/75$ cap.

This one actually has no fees at all.


can't really answer ur other 2 questions. i wouldn't call citi and ask personally. I would just take the awesome bt offer before it disappears like all the other 0 fee citi bts. I would imagine the system is similar to the ATT co-branded citicard.

Home rebate through cardoffer.com is no fee 0% bt


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ylegolas said:elleve said:mhesidence said:Besides being a no fee BT what's good about this card? Citi Home Rebate and Citi Drivers Edge still have no fee BT. Can you reallocate other citi cards to it? It doesn't count towards your total citibank exposure?

drivers edge and home rebate have a capped fee of 75$. rest of the cards on citi seem to either be uncapped, or 250/75$ cap.

This one actually has no fees at all.


can't really answer ur other 2 questions. i wouldn't call citi and ask personally. I would just take the awesome bt offer before it disappears like all the other 0 fee citi bts. I would imagine the system is similar to the ATT co-branded citicard.


Home rebate through cardoffer.com is no fee 0% bt

home rebate


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asked me to wait 30 days and wait for mail to come... i think it may be due to my high BT already at $57000..... hope it is ok.


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lhendricks92 said:mhesidence said:It doesn't count towards your total citibank exposure?

This is the key question. If the answer is no, then this is an excellent find. Can anyone else comment?

Based on my experience, I don't think it counts towards your total Citibank exposure.

When I started my AOR back in late July 2007, among other cards, I applied for and received:

Citi Professional: 15K CL
AT&T Universal: 6.8K CL
Citi Home Rebate: 6.8K CL.

In late August, I believe, I applied for the Associated Bank 5% card with a 9 month 0% BT rate. It had a 3% BT fee, capped at $75.

Associated Bank Cash Rebate Visa: 25K CL.

My guess is that although it's a Citibank-serviced card (if that's the correct term), because it's associated (pun unintended) with another bank, it doesn't count towards your Citibank exposure.


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lhendricks92 said:mhesidence said:It doesn't count towards your total citibank exposure?

This is the key question. If the answer is no, then this is an excellent find. Can anyone else comment?

How many Credit Cards can you have from a single vendor.........CitiBank in this case?


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Newbie question: Does anyone know if you can take the cash balance on this card to use towards a CD or MMA without a fee? I have a great card for purchases already but have been itching to try the AOR (in theory) to invest if I can find a few good 12 month 0% BT offers. I am never sure if they allow you to take cash out. Isn't this considered a cash advance at a high interest rate? How do you know if they provide courtesy checks?

Thanks for any info!


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mongoose65 said:Newbie question: Does anyone know if you can take the cash balance on this card to use towards a CD or MMA without a fee? I have a great card for purchases already but have been itching to try the AOR (in theory) to invest if I can find a few good 12 month 0% BT offers. I am never sure if they allow you to take cash out. Isn't this considered a cash advance at a high interest rate? How do you know if they provide courtesy checks?

Thanks for any info!

With CITI you can request a check and depost it in your checking/MM account and use the money for whatever you want.

Or do a ACH to your checking/MM


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ShakuniMama said:lhendricks92 said:mhesidence said:It doesn't count towards your total citibank exposure?

This is the key question. If the answer is no, then this is an excellent find. Can anyone else comment?


How many Credit Cards can you have from a single vendor.........CitiBank in this case?

Almost an unlimited # of cards; they usually only care about total credit limit.


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bittul said:Is applying for this going to deem me a Citibank customer?

I am probably one of those few people out there who doesn't have a Citibank account or CC, and I'm still debating if I should go through the hassle of the $200 Citibank offer.

Will applying for a Ciibank CC rend me ineligable for the $200 banking offer?

As long as you've never had a citi checking (/savings?) acct, you're eligible for the $200 offer. I think the MVS4 code actually requires a Citi credit card.


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Grr... No instant approval (possibly b/c of fraud alert on CR?)

Anyone find a number we can call to check application status?


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glxpass said:When I started my AOR back in late July 2007, among other cards, I applied for and received:

Citi Professional: 15K CL
AT&T Universal: 6.8K CL
Citi Home Rebate: 6.8K CL.

In late August, I believe, I applied for the Associated Bank 5% card with a 9 month 0% BT rate. It had a 3% BT fee, capped at $75.

Associated Bank Cash Rebate Visa: 25K CL.

Thanks for the data point. Have you attempted to reallocate that Associated 25K to any other Citi card?


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lhendricks92 said:glxpass said:When I started my AOR back in late July 2007, among other cards, I applied for and received:

Citi Professional: 15K CL
AT&T Universal: 6.8K CL
Citi Home Rebate: 6.8K CL.

In late August, I believe, I applied for the Associated Bank 5% card with a 9 month 0% BT rate. It had a 3% BT fee, capped at $75.

Associated Bank Cash Rebate Visa: 25K CL.


Thanks for the data point. Have you attempted to reallocate that Associated 25K to any other Citi card?

No, I haven't, and probably won't until the AOR is finished.


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mhesidence said:Besides being a no fee BT what's good about this card? Citi Home Rebate and Citi Drivers Edge still have no fee BT. Can you reallocate other citi cards to it? It doesn't count towards your total citibank exposure?

Is the citi driver's edge card with no bt fees still alive? i can't find it out there anywhere. thanks.


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Thanks! Got a 15k limit. Now the real test, has anyone tried reallocating or combining other citi lines into this one? I had luck reallocating to my Universal Card last year but wondered if anyone had any experience.


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bigdaddycincinnati said:Is the citi driver's edge card with no bt fees still alive? i can't find it out there anywhere. thanks.
Your welcome


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Thanks! Got $12k. Sweet!


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Rorer714 said:bigdaddycincinnati said:Is the citi driver's edge card with no bt fees still alive? i can't find it out there anywhere. thanks.
Your welcome

What's the advantage of applying for this (citi driver's edge card) as compared to this deal?

Message edited by: ShakuniMama on 2008-02-03 11:21:02 CST
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ShakuniMama said:Rorer714 said:bigdaddycincinnati said:Is the citi driver's edge card with no bt fees still alive? i can't find it out there anywhere. thanks.
Your welcome

What's the advantage of applying for this as compared to this deal?

Maybe that one is a credit card and the other one is a checking account.


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Rorer714 said:ShakuniMama said:Rorer714 said:bigdaddycincinnati said:Is the citi driver's edge card with no bt fees still alive? i can't find it out there anywhere. thanks.

What's the advantage of applying for this as compared to this deal?

Maybe that one is a credit card and the other one is a checking account.


You're such a genius......more power to you!

Anyway, I found the answer.

Message edited by: ShakuniMama on 2008-02-03 11:22:16 CST
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