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Found a goodie credit card. Must add to your AORs.

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No fee BT with 12 months 0% APR is pretty much it. From past experience w/ Citi co-branded cards, they do not count towards Citi card limits per member.


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mhesidence said:Besides being a no fee BT what's good about this card? Citi Home Rebate and Citi Drivers Edge still have no fee BT. Can you reallocate other citi cards to it? It doesn't count towards your total citibank exposure?

drivers edge and home rebate have a capped fee of 75$. rest of the cards on citi seem to either be uncapped, or 250/75$ cap.

This one actually has no fees at all.


can't really answer ur other 2 questions. i wouldn't call citi and ask personally. I would just take the awesome bt offer before it disappears like all the other 0 fee citi bts. I would imagine the system is similar to the ATT co-branded citicard.


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Thanks for the post! I qualified for 12k and it let me send myself a check for 11400 fee free!


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Does the transfer have to be from another card? I have an equity loan I would like to pay down. Will that work?


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luvdoublebrats said:Does the transfer have to be from another card? I have an equity loan I would like to pay down. Will that work?
It should work, at least indirectly. Read the post above yours and do what he/she did. Then pay it off. Of course you would have to figure out if it's even worth doing in the first place.

Message edited by: studiddy on 2008-02-02 06:21:34 CST
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Great find, green, green!

Anyone find any benefit to taking the "Citi cardmember shortcut"?


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elleve said:mhesidence said:Besides being a no fee BT what's good about this card? Citi Home Rebate and Citi Drivers Edge still have no fee BT. Can you reallocate other citi cards to it? It doesn't count towards your total citibank exposure?

drivers edge and home rebate have a capped fee of 75$. rest of the cards on citi seem to either be uncapped, or 250/75$ cap.

This one actually has no fees at all.

If you use the correct link they are NBTF! Also if you drive a lot of miles you can get back 12% on Drivers Edge. (first year only, 1000 max)

Message edited by: Rorer714 on 2008-02-02 06:29:56 CST
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The 5% card thread had a mention of associated bank with a 5% card on gas and groceries....hard to say what this card has for rewards...

5% cards

Message edited by: maddybeagle on 2008-02-02 07:24:02 CST
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GREAT find! I have $24000 that I need to move from American Express Blue this month and have been looking for a place to move it! I can reallocate my Citi credit and move it to this new account! Thanks for this post!


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Thanks OP.


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good find OP, hmmmm I have about 7 citi personal cards wonder if one more will make a difference.


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wow, i read goodie as google... lol


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Excellent find! Big GREEN for you OP.


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Always EX here

NeuroSynapsis said:Can somebody tell me what CRA they're pulling?


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Associated Bank is my local bank... green bay, wisconsin. They have physical bank locations all over town, official bank of the green bay packers too


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mhesidence said:It doesn't count towards your total citibank exposure?

This is the key question. If the answer is no, then this is an excellent find. Can anyone else comment?


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this looks like a good card -- but why is everyone rushing to get in on it? why not wait until your next AOR?

do offers like this (0%, 12 mo, no fee, regional bank) pop up and then die soon after when the response is overwhelming?


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musix4me said:GREAT find! I have $24000 that I need to move from American Express Blue this month and have been looking for a place to move it! I can reallocate my Citi credit and move it to this new account! Thanks for this post!

I recently got the Citi Driver's Edge Card and they gave me problems reallocating my credit lines, saying this new account was ineligible for reallocation because it had a 0% BT offer on it. they let me reallocate to business cards that had 0% offers.


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Is applying for this going to deem me a Citibank customer?

I am probably one of those few people out there who doesn't have a Citibank account or CC, and I'm still debating if I should go through the hassle of the $200 Citibank offer.

Will applying for a Ciibank CC rend me ineligable for the $200 banking offer?


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Looks like an awesome card. Just in time for my AOR. Thanks for the information.


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