lhendricks92 said:Not sure I follow your logic. I agree (although I have no evidence) that big banks probably dole out 0% money to their prime (but unprofitable) customers to keep high quality loans on the books and thus appease investors. However, I'm not sure how this relates to BofA's apparent policy of siloing each business line. Not sure I follow either, actually. For the briefest moment it seemed like there might be a subtle connection, but now, not so much.......

I called the Chase status line and, like Brian, had only four apps under my SS#. I called again and used my S-Corp TIN (the automated system accepts either); same four apps. So I think we have confirmed the Chase limit.

First chase app approved for $15K.

cyberkost said:I'd recommend NOT mailing/faxing anything (income verification?) to Pulaski unless they've already made their hard pull. The common pattern I've observed with them is that they do a pull upon receiving the paperwork and then deny you for too many inquiries or smth. else totally unrelated to the paperwork one sends them. Good advice. Do you remember the issuer? I'm watching my inquiries and if it shows up, then I'll send them the paperwork. On the other hand, inquiries should start disappearing on EQ since I'm disputing and TU doesn't have many so far (~6). Thanks.

Yes, I'll definitely update the OP with the list, inquiries, etc. The only area I don't have perfect information is the order of the first 10 or so apps. I went a little out of order there. The last 18 are all in order in my spreadsheet.

As to disputing inquiries, do you really want to have a discussion on honesty with regards to this subject matter? I'm open to it, just making sure you really want to open Pandora's box.

Venturion said:Yes, I'll definitely update the OP with the list, inquiries, etc. The only area I don't have perfect information is the order of the first 10 or so apps. I went a little out of order there. The last 18 are all in order in my spreadsheet.

As to disputing inquiries, do you really want to have a discussion on honesty with regards to this subject matter? I'm open to it, just making sure you really want to open Pandora's box.

TO LATE

LMAO

Business credit should not be allowed to mark my personal credit! Thats why I apply for biz credit, my business is borrowing the money NOT ME!

win333 said:38,000 instant, not bad with the debt your showing. Just couldn't wait huh?

Can't wait, I hope you thought those chase apps thru. Brian had 5 first U.S.A. INQs, I think that was his problem. Are you watching INQs to see who's pulling?

BofA and HSBC look like they tried your experian. I hit U.S. bank the other day and the 1st app tried experian I think, but the 2nd pulled EQ and the 3rd app pulled nothing!!!!! U.S. bank gave me 10,000 A company called me for my LLC trying to get me to apply. So I suggest you get your foot in the door with them, it's only 0% 6 months uncapped but you can be the INQ anyway. If the Recession real hits, the banks will be right back to capped fees on BTs. They also have a business miles card with signup miles. check it out, whats 1 more EQ INQ between friends ....

On the outside chance you didn't update QS who gave you the instant? I'll check now if you updated.

Good Luck

I know I am not a perfect speller or English major, but do proof read (or even read) your posts? In everyone of your posts, in every thread, I have to read it two or 3 (like the switching of numbers typed for spelled?) times just to get the general theory behind it. The amount of missing words, incomplete sentences, posts in a row, and general lack of flow just amazes me.

dmlavigne1 said:win333 said:38,000 instant, not bad with the debt your showing. Just couldn't wait huh?

Can't wait, I hope you thought those chase apps thru. Brian had 5 first U.S.A. INQs, I think that was his problem. Are you watching INQs to see who's pulling?

BofA and HSBC look like they tried your experian. I hit U.S. bank the other day and the 1st app tried experian I think, but the 2nd pulled EQ and the 3rd app pulled nothing!!!!! U.S. bank gave me 10,000 A company called me for my LLC trying to get me to apply. So I suggest you get your foot in the door with them, it's only 0% 6 months uncapped but you can be the INQ anyway. If the Recession real hits, the banks will be right back to capped fees on BTs. They also have a business miles card with signup miles. check it out, whats 1 more EQ INQ between friends ....

On the outside chance you didn't update QS who gave you the instant? I'll check now if you updated.

Good Luck



I know I am not a perfect speller or English major, but do proof read (or even read) your posts? In everyone of your posts, in every thread, I have to read it two or 3 (like the switching of numbers typed for spelled?) times just to get the general theory behind it. The amount of missing words, incomplete sentences, posts in a row, and general lack of flow just amazes me.

Get a life, I guess you got my PM huh? Sorry you can't follow, if you only knew how much I was doing while doing this YOUR MIND WOULD EXPLODE I guess.

I see plenty of type o's in other posts and only the JERKS point mine out when they have nothin good to say.

If you want to chat about this childish crap, PM me. Don't trash OP's thread with this pathetic crap.

Sorry OP

dmlavigne1 said:I know I am not a perfect speller or English major, but do proof read (or even read) your posts? In everyone of your posts, in every thread, I have to read it two or 3 (like the switching of numbers typed for spelled?) times just to get the general theory behind it. The amount of missing words, incomplete sentences, posts in a row, and general lack of flow just amazes me.

Sheesh, why does everyone on the Internet turn into a 3rd grade English teacher? If I loose track of you're point, will it be the same when red the second time? Is making a typo a hugh mistake? Am I presenting perfection when I post on the web?

Venturion said:cyberkost said:Pulaski pulled TU (I presume that's what you meant by "issuer"). I had 4 recent (2 day old) inqs and that was enough to scare them away. Good info. Sorry, what I meant with regards to issuers is what entity shows as the puller of the hard inquiry? Does it show as Pulaski or does the bank use First USA or Chase, etc.? I'm just trying to figure out which name to link to the inquiry. Thanks.

Pulaski pull showed as "PUL BK CRCAR" for me (I don't think they're a re-brand of Chase/FIA/CITI/etc.)

nice! so all of your latest biz apps are using the S-corp?