Here is a link for BOA with a 12 month 0% BT and a $0 fee cap. I just applied - so I know it is still valid.

When I called the app status number and found that I was approved - I requested a BT and they confirmed that the BT fee is $0.

Link

madshana said:Here is a link for BOA with a 12 month 0% BT and a $0 fee cap. I just applied - so I know it is still valid.

When I called the app status number and found that I was approved - I requested a BT and they confirmed that the BT fee is $0.

Link

why isn't this on the list?

pro956 said:pro956 said:madshana said:Here is a link for BOA with a 12 month 0% BT and a $0 fee cap. I just applied - so I know it is still valid.

When I called the app status number and found that I was approved - I requested a BT and they confirmed that the BT fee is $0.

Link


why isn't this on the list?

also, if i follow that link and click continue.
the first field says:
Card Selection
Choose your card *
and the options are:
BOA Core Platinum MasterCard
BOA Core Premium MasterCard

What is the difference? Is there a difference? Live chat couldn't answer these questions.

Shouldn't the card be Bank of America® Platinum Plus® MasterCard®, and not the Core Platinum or Core Premium??

Thanks!

I simply ignored what seemed to be redundancy and confusion on BOA's part. "A rose by any name still smells the same".

For me, the important thing was that when I called for my app status I was told I was approved and was given the opportunity to do a BT over the phone and the CSR went over the terms including the $0 fee on 0% APR. Although he didn't know when my first statement will fall, he indicated that it would not be for about 6 weeks. So I did the BT and hope to pay it down prior to each month's closing - so it reports at $0. When I login online the correct terms show up under "transfer a Balance".

pro956 said:thanks. should there be any problem in doing a BT to a CC in someone else's name?

sorry, i'm new to the whole BT thing.

I have had no problems either paying CCS or bank accounts for family.

application status check thread

I want to apply for the BOA platinum plus visa card and do a 0% BT over to a checking account but it only gives me the choice to BT over a credit card. How do I do this? Give a debit card number?

sheik482 said:I want to apply for the BOA platinum plus visa card and do a 0% BT over to a checking account but it only gives me the choice to BT over a credit card. How do I do this? Give a debit card number?

What you need are some creative ideas for doing balance transfers.

Enjoy the highlighting.

Wow... no replies??? Thanks a lot... Just did the BT to a BofA Pet Rewards zero BT fee and zero APR for 6 months only... Got aproved over the phone BUT, she said it may take up to 14 days to transfer the balance... I really needed it faster bit it was the best deal I could get...

Some of the 0% BT cards are no longer 0% and have a BT fee.

HSBC Platinum Mastercard

Terms:

# Earn 1 point for every dollar spent
# Redeem your earnings for flights and stays at participating hotels, gift cards from popular merchants, unlimited Cash Back and much more
# No earnings caps
# 0% Introductory APR on purchases and balance transfers for 12 months*
# No annual fee

Rates are accurate as of April 15, 2008. Offer subject to credit approval. The Introductory APR does not apply to cash advances. After the Introductory Period your variable Customary APR between 11.99% and 19.80% will apply, depending on your creditworthiness. We will increase your Introductory APR up to your variable Default APR if you fail to make a payment to us when due or you exceed your credit limit. The variable Default APR is 31.99%. The variable Cash APR for cash advances and overdrafts is 21.99%. A cash advance fee of 3% ($5 minimum/$50 maximum) will apply to all cash advances, unless otherwise disclosed. A balance transfer fee of 3% ($5 minimum/$75 maximum) will apply to all balance transfers, unless otherwise disclosed. The minimum Finance Charge is $1. The Overdraft Fee, if applicable, is 3% of the overdraft amount, or $5, whichever is greater. The Foreign Transaction Fee is 3% of the U.S. dollar amount on transactions made in a foreign currency. We apply payments to lower APR balances before higher APR balances. We have the right to change your APRs, fees and other terms at any time, for any reason including, but not limited to, any change in your credit history, credit obligations, Account performance, use of your credit lines with us or any creditor, or our financial return. Any changes will be in accordance with your Cardmember Agreement and applicable law.