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jackcrawfish
- Addicted Member
rated:
posted: Mar. 11, 2009 @ 10:41a 
bump... I modified QS slightly to account for the recent WAMU/CHASE merger.... It's official: Credit lines from WAMU can now move to CHASE credit lines (personal movement has been confirmed thus far) |
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cyberkost
- Ancient Member
rated:
posted: Mar. 12, 2009 @ 7:58a
Saw WaMu card pop up under my chase account a couple of days ago. I don't think it was assigned a particular Chase cc type (e.g., Freedom, Rewards, etc.). A big question is if consolidation/CLR is already possible or are WaMu cards going to sit in a separate "bucket" for a while. |
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joemama15
- Member
rated:
posted: Mar. 13, 2009 @ 4:03p
cyberkost said:Saw WaMu card pop up under my chase account a couple of days ago. I don't think it was assigned a particular Chase cc type (e.g., Freedom, Rewards, etc.). A big question is if consolidation/CLR is already possible or are WaMu cards going to sit in a separate "bucket" for a while. CSR told me on phone you can CLR from personal to personal and business to business, but not personal to business. However, I seem to recall reading somewhere on FW that someone had achieved personal to business. |
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scripta
- Senior Member - 1K
rated:
posted: Apr. 29, 2009 @ 3:52p
Just noticed and fixed CapOne's "Reports CL to CRA" to "yes" |
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jackcrawfish
- Addicted Member
rated:
posted: Jul. 21, 2009 @ 12:59a
bump... I'll take a long look at the QS tomorrow morning. I am certain that many of the CLI and reallocation comments in there are outdated. Meanwhile, if you care to update QS with new data (ie AMEX no longer reallocates online, CHASE has stopped also), feel free... |
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jackcrawfish
- Addicted Member
rated:
posted: Jul. 21, 2009 @ 9:04a
Issuer of the day… AMEX:
Changed reallocation option to ‘NO’ Removed reference to the IN:NY card types
Removed Has anyone tried the new American Express CL increase form?
Removed Back again!! Get $250 statement credit for opening Amex Gold Business or Platinum Cash Rebate cards
Removed from Special Offers section the following “occasional $ for $ CLI on BT for existing cardmembers” Added AMEX cuts credit lines
Added AMEX Starwood Points or Miles? Also cleaned up a few redundant comments Can anyone confirm the following? Is the max credit line for new accounts just $25,000?
QS for AMEX now looks like this....
AMEX
To reach a human ___: 1-800-AXP-1000
Change card type ___: yes
Reallocate CL ______: NO
Max # of cards _____: NONE
BT Checks __________: yes for SOME users.
BT to checking _____: no
BT to LOC w/ app ___:
CLI w/o hard pull __: yes (online, with generous increases)
Time between CLI ___: 30 days
Personal cards _____: Blue, Blue Cash, Clear, Delta Sky Miles, Starwood Preferred Guest
Business cards _____: Blue for Business, SimplyCash
App-O-Rama notes ___: up to 3 personal 1 USAA 1 business, but beware financial review.
* Other data points: 2 personal BoA Amex
* several get approved for 1-2 credit cards PLUS 1-2 CHARGE cards (for signup bonus)
* risky to go negative and have them send a check (though may work)
AMEX sent credit refund check without problems, once by FedEx! (winaudit)
Max CL on new card _: $25,000 without financials (and staying below this level seems to reduce the chance of financial review)
Special offers _____:
Threads:
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ymf
- Member
rated:
posted: Aug. 20, 2009 @ 8:52p
Wachovia (a Wells Fargo company)
To reach a human ___: (866)327-6214 to apply by phone; (866)900-0662 underwriting dept.
Change card type ___: ?
Reallocate CL ______: ?
Max # of cards _____: ?
BT Checks __________: ?
BT to checking _____: ?
BT to LOC w/ app ___: ?
CLI w/o hard pull __: ?
Time between CLI ___: stated 6 months
Personal cards _____: Wachovia Visa Platinum with Rewards, Wachovia College Visa Credit Card.
Business cards _____: ?
App-O-Rama notes ___: Non-customers apply by phone only.
Max CL on new card _: ?
Special offers _____: 0% APR 12 months capped $99 BT fee as of 8/20/2009
Threads:
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scripta
- Senior Member - 1K
rated:
posted: Nov. 3, 2009 @ 8:50p
bump... and does anybody have any more recent experience with BofA reallocation? |
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jackcrawfish
- Addicted Member
rated:
posted: Nov. 13, 2009 @ 6:54p
National City (Nat City) might reallocate based on this 2008 post. I called and was told to contact the credit department directly because it is possible for some cards. Credit department direct line to ninjas = 800-762-0974
open M-F from 8-7pm & Sat 8-12pm EST
I have a brand new lifespring card and a 2007 card from my inaugural AOR. I'll report back my reallocation experience at a later date. |
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pnfisher
- Addicted Member
rated:
posted: Nov. 13, 2009 @ 9:01p
scripta said:does anybody have any more recent experience with BofA reallocation?I was able to reallocate 20K from a BofA card (which will soon have an annual fee) to a FIA Schwab card this week. Front-line rep was able to perform the task, and I did not have to speak with a credit specialist. |
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peteypablo
- Senior Member
rated:
posted: Nov. 13, 2009 @ 11:33p
jackcrawfish said:National City (Nat City) might reallocate based on this 2008 post. I called and was told to contact the credit department directly because it is possible for some cards.
Credit department direct line to ninjas = 800-762-0974
open M-F from 8-7pm & Sat 8-12pm EST
I have a brand new lifespring card and a 2007 card from my inaugural AOR. I'll report back my reallocation experience at a later date. They did it for me in 2009. |
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